Recent Job For United Commercial Bank.

The Local Bank Officer (LBO) position at UCO Bank involves various responsibilities related to banking functions and operations at the local branch level. Here’s a detailed Job Description for the Local Bank Officer (LBO) position:

Job Title: Local Bank Officer (LBO)
Number of Posts:250
Location: Various Branches across the country (likely location-specific)

Key Responsibilities:

1.Customer Services & Relationship Management:

Act as the point of contact for customers at the local branch.
Provide high-quality customer service and resolve customer queries related to banking products and services.
Manage relationships with customers to promote customer retention and satisfaction.

2.Banking Operations:

Handle day-to-day banking operations, including deposits, withdrawals, and fund transfers.
Ensure the smooth processing of cash transactions, cheque clearing, and other financial services.
Perform administrative tasks such as maintaining records, balancing books, and reporting discrepancies.

3.Loan & Credit Management:

Assist in processing loan applications and evaluate the eligibility of applicants for personal loans, home loans, and other credit
products
Coordinate with other departments for the approval and disbursement of loans.
Monitor loan accounts, collections, and repayments.

4.Compliance & Risk Management:

Ensure compliance with bank policies, regulatory guidelines, and KYC (Know Your Customer) norms.
Maintain up-to-date knowledge of banking regulations and ensure all transactions comply with legal and regulatory requirements.

5. Sales & Marketing:

Promote and cross-sell UCO Bank’s products and services, including savings accounts, fixed deposits, insurance, and investment products.
Achieve sales targets and contribute to the growth of the branch.

6. Reporting And Documentation:

Prepare and maintain daily reports, transaction logs, and other required documentation.
Ensure that all documentation related to banking transactions is completed accurately and promptly.

7.Technology Utilization:

Operate and manage banking software systems for day-to-day operations.
Ensure the accurate use of online banking platforms and mobile applications by customers.

8.Team Collaboration:

Work closely with branch colleagues and management to ensure seamless operations.
Participate in branch meetings, training programs, and performance reviews.

9.Branch Performance Support:

Support branch management in achieving overall business goals.
Contribute to the growth of the branch’s customer base and ensure a positive environment for customers and staff.

10.Required Skills:

Communication Skills: Strong verbal and written communication skills to interact effectively with customers and internal teams.
Customer-Oriented: A customer-first approach with a focus on providing exceptional service.
Problem-Solving: Ability to identify and resolve customer issues promptly and efficiently.
Attention to Detail: Careful in handling transactions, documentation, and compliance requirements.
Teamwork: Ability to work effectively in a team and support branch operations.
Sales Acumen: Ability to promote banking products and meet sales targets.
Tech-Savvy: Comfortable with banking software and digital tools.

Qualifications:

A Bachelor’s Degree (preferably in Commerce, Economics, or Business) from a recognized university.
Relevant experience in banking or financial services would be an added advantage.

Age Limits:

Typically, candidates must fall within the age limit specified in the official notification (usually between 21 and 30 years, with relaxations for reserved categories).

Key Attributes:

Strong interpersonal skills to build and maintain relationships with customers.
High ethical standards and integrity.
Ability to work in a fast-paced environment and meet targets.

Selection Process:

Written Exam: Covers general awareness, reasoning ability, quantitative aptitude, and English language.
Interview: Shortlisted candidates will be called for a personal interview.

Click Here